Virtual Bank
All this talk of ING & ED, does anyone use Virtual Bank?
Just wanted throw it out because I learned of ED from Suze ORman show and did a little research. I found much higher yields at E-Trade and almost signed up when I saw their customer service is just HORRID. So I did more research and came across Virtual Bank.
I tested it 60 days before I started referring and even tested their customer service. IT is impeccable , hold time is 0 when you call.
Interest rate right now is 4.50%, compounding daily. Minimum $100 to open a savings account, links directly to your checking account for transfers. No fees.
I don't think this was the highest interest rate out there, but I thought it was important to have semi-decent customer service which I heard horror stories on all of the other virtual banks.
Virtual Bank has a high rating, FDIC insured, all that. I Am meticulous when researching thse things.
I wonder too why they are not mention on this site - any reason???
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