Re: Do you find it hard to splurge?
Yes and no. Sometimes I make little splurges even now. But I used to make little splurges A LOT! Which means that a lot of little splurges can EAT YOUR LUNCH!!
I do not splurge as often any more and they are usually pre-planned, pre-saved for before I pop off and buy. The biggest place I'd usually splurge was in a thrift or junk store when I'd find something I'd wanted for a long time and bingo there it is in front of me for only $4.99, so I'm keeping myself out of them for the most part anymore! Is 4.99 gonna break me? No - not now, but calculate that out compounded at 8% and my future senior self might just thank me for not splurgin'!! {that's how I rationalize NOT splurging anyway. How do ya'll talk yourselves out of a splurge urge?
|