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Originally Posted by WellManicuredMan
I actually don't spend very much every month. I've had some car repairs and other car expenses recently so my monthly credit charges have been around $900 but when I don't have any unusual expenses I average about $500 a month. If I could put my monthly apartment rent on a credit card it would be double that. I've tried getting the apart. owners to accept credit cards and they always refuse.
I hate tiered credit cards since I'm not a big spender. My Citi card already gives me 1% on all purchases except for those that they give 5% on. I just got another statement today from Citi and they are still giving me 5% on groceries and gas. So for my personal use I think the ED card is the best that I've found for the "everything else" type of purchases that other cards only pay 1% that don't have tiers.
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WMM, If anyone is or was in the military then they are eligible to be members of Pentagon Federal Credit Union which has a 1.25% flat rate rebate which is returned to the cardholder monthly & No Strings Attached. Anyone can bank at USAA banking services which also has a flat rate cash back rewards card, the military affiliation requirement is for the other services USAA offers, namely auto insurance. But I think the rebate accrues. AAA offers a flat 3% rebate for all pay at the pump gas purchases that is credited monthly.