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Originally Posted by disneysteve
Sounds like he doesn't use his CC very much. My average monthly CC bill is about $2,500, so I'd hit the $10,000 in charges needed to collect the $100 every 4-5 months.
That's why I always say it is important to be sure the reward card fits the user. While a card like that would be just fine for me, it doesn't make sense for him. I agree with trying to find an alternative that would give him a more realistic reward structure.
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Just curious, what kind of things do you charge on your credit card that amount to $2,500 a month? I wish I could charge my mortgage and car payment on a credit card; that would earn me a hefty cashback.