[Fern]

Very touching post, Bookie.

Like him, i acquired my frugal traits from my depression-era grandparents, all immigrants from europe. They were working class people but like the old saying goes, it's not how much you earn, it's how much you save that counts. And they did that pretty well.

Also, life circumstances and necessity tend to strengthen latent frugal habits. There have been years i've had much more disposal income than others, but frugal habits never die.