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Originally Posted by wyett3
HSBC's card has a 1% cashback rate, no tiers. It's interest rate is double digit too but there's no balance requirements to get the cashback rate.
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My dad has an HSBC card with 1% cashback, but he can only request cashback in incerements of $100, which is ridiculous. It would take him several years to earn that much cashback. Unfortunately, he didn't know that until he tried to request the $25 that he accumulated so far.