[byusteeler]

For the banker, I see some of your points. However, coins are going to come into a bank or credit union no matter what so they already have to have the coin counting machine. Also, It takes time for a teller to key in checks, add up deposits, count paper currency etc. So the time element doesn't fly with me. It takes my credit union teller no longer to run my coins through the machine than it does for him/her to add up a few checks, key the deposit in the computer, and give me cash back. I also think it is fair to expect that you have an active account with the particular bank/credit union to receive this benefit without charge. One of my credit unions has put a coin counter similar to the ones found in grocery stores. You run the coins through the counter yourself and then take the slip to the teller to receive your cash. I like this one quite well.