I don't know how many people will just jump in here and detail it all out for the world to see. Some may not like to be so....open.
Here is the jist of mine
Edit - 1 person - 3 Alaskan Malamutes - 1 Cute Little Siamese Cat
Animal expenses - $110
Food - 70
Supplies - 10
Vet - 30
Auto Expenses - $175
Fuel - 90
Insurance - 40
Maintenance - 30
Tags - 15
Donations - $410
Gifts - $70
House Expenses - $1,560
Property Tax - 142
Insurance - 38
Maintenance - 40
Mortgage - 550
Helco - 750
Savings - $226
General Savings - 86
Vacation - 40
Tax Savings - 100
Household Expenses- $190
Cleaning Supplies - 40
Bulk/Food Storage 50
Groceries - 50
Eating out - 50
Medical Expenses - $40
Deductible - (already fully funded I don't add to it each month)
Doctor's Visits - 10
Perscriptions - 30
Misc Expenses - $110
Clothing - 50
Entertainment - 40
Personal Money - 20
Utilities - $209
Direct TV - 50
Subscriptions - 10
Gas - 34
Qwest - 35
City (Water, trash, elec.) - 80
Alright, if I added righ, that totals $3,100.00 my monthly take home pay before any bonus and such. My medical insurance comes out of my check so that not on here and this is just what I put into each.
I use the envelope system like Ima, only mine is vertual on the computer. This is what I add to each envelope each month. I also have certain minimum amounts I like to maintain in certain envelopes and will transfer money from savings if they were to fall below a certain amount. Just as I have certain max amounts and if it get over that it gets transfered into savings.
As you can see my focus is on getting my HELOC paid off and then that money will be rolled into my mortgage.
Once the HELCO is paid off I will feel like I am really making progress!
