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Originally Posted by WellManicuredMan
I've been seriously considering getting ED's credit card. Right now I use Citi's Dividend Platinum Select Mastercard for all my cash back but they are lowering their cash back on gas and groceries in October I've heard from other posters.
Anyways... what kind of a limit did you get with your ED card? How is using the website to access your account? I noticed that it is through Juniper bank so you have to use their site.
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I got an initial limit of $20K, which is more than enough for me. Website access seems fine. I've only had the account for a few weeks, but I have made charges on the card. I will be scheduling my first online payment soon. So far it looks like any other credit card website. The account is managed by Juniper, but the website has all the requisite ED branding!
Let me just repeat a word of caution for all posters/readers of this thread. This is clearly designed for someone who has some decent savings ($10K min.) and pays off their credit card every month. Their interest rates are in the double digits (14% !!!). So clearly this is not a card you want if you're carrying any balances!