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Old 09-11-2006, 08:03 PM
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disneysteve disneysteve is offline
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Default Re: Need advice on personal finance

Quote:
Originally Posted by amberbamber
$2000 in a GMAC Demand Note gaining around 6% interest.

Thoughts?
I'm not exactly sure what the GMAC note is. How liquid is that? Can you access it in an emergency without paying any type of penalty? If not, that's not where your EF should be. You can get a money market account paying over 5% - 5.26% is the highest I know of currently - an be able to get to that money quickly. If the money isn't accessible, it is useless as an EF.
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