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Originally Posted by amberbamber
Question- my first instinct is to put the $650 right away onto another CC and begin paying it off. My Dh says we should put about 200 into a savings account.
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You already have a $1,000 EF, correct? I think adding another $200 is a good idea as $1,000 is a woefully inadequate EF no matter what Dave Ramsey says. One car repair could wipe that out. Since you got more than you were expecting, putting part toward savings makes sense to me.