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Originally Posted by disneysteve
Why do you think you aren't in a position to buy? If you have good income and no debt, and a good credit score, you should have no problem at all. Just be sure to figure out on your own what you can afford. Don't go with what the mortgage guy trys to tell you.
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I admit I'm not educated on this. Maybe I think too old-fashioned. I keep hearing that you can usually borrow up to three times your annual income. I'm in California; that won't get me a house in this State, even in my Northern rural county.