Re: Frugal by nature?
What's a hummel?
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A fantasy becomes a dissatisfaction. A dissatisfaction becomes a desire. A desire becomes a want. A want becomes a need. A need becomes a matter of life and death. --Concept taken from "My Year Without Spending"
Thoughts lead to acts, acts lead to habits, habits lead to character - and our character will determine our eternal destiny. -- Ezra Taft Benson
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