[LuxLiving]

"What I've learned about thrift and frugality I learned the hard way -- by making my mistakes and digging myself out. The present-day benefit of past experience is that I'm not so eager to opt for immediate gratification at the pain of future debt. I'm less convinced that happiness can come from stuff, however glitzy, or that a credit card can serve as a get-out-of-me-free pass. I've learned that wanting is transitory, that having is often burdensome, and that discardiing can be the path to freedom. " ~Bookie, SavingAdvice.com thread Frugal By Nature.

Wow Bookie - this is excellent. You're quite the wordsmith!