Re: Frugal by nature?
I have some of the same inclinations--no coffee, no alcohol, not a car or gadget person. I don't buy makeup or fuss with my hair. I don't care too much about decorating the house. Unsure on kids, but wouldn't want more than 2 and I don't see why they couldn't be raised frugally.
I do, however, have some unfrugal bents that I have had to learn to live with. I love eating out and would do so for almost every meal if there were no consequences to my health or pocketbook!
Also we love to travel, and I prefer a luxury travel experience. I would rather not go than to scrimp. I will use the tips & tricks available to me, but I also have no qualms about dropping $400/night on a hotel (As long as there's a good reason, of course. I don't overspend simply for the sake of doing so, but I have found certain experiences to be worth a premuim price.)
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