[SeeAPenny]

Our mortgage is split into two loans -- one large, and one small. The large one is a 15-year that we are two or so years into (since refinancing). The smaller one is a 5-year balloon that we are also two or so years into. We're anxious to pay off both ASAP, but our minimum payment is pretty steep as it is, so while we can't throw too much money at it, I do try to prepay a little extra every month. On average, it's probably around $65 between the two ( hope to gradually increase this as time goes on...)...