[gakline]

Here's an awesome amortization schedule. Just fill in the blue numbers. Due to the file limitation size, I had to cut it to 15 years, but you can just copy the formulas down. It's really easy to change the years, see what would happen if you made additional payments.

It was right down to the cent when I calculated my mortgage. I've used for all sorts of other things too, including student loans. It'd work for any other sort of debt.

Have fun. I found it's time consuming because I have so much fun playing "What if..."