[amberbamber]

I also question how you got a mortgage based on $1200 biweekly take home checks. My bank would not consider bonuses as income, hence the term "bonus".

We did have good FICO scores before the house. Around 745. And it's Bank of America...????

You have $45,000 in vehicle debt...that is insane too, but you already know that. Whatever you can do to get out of that lease HAS to be done. Your hubby could try to refinance his truck also to lower the monthly payment. This is only advisable if you understand that you must repay your loan asap after other debts are paid off, otherwise you end up paying so much extra in interest.

I agree it is insane...my husband's truck payment is $100 a month. When we lived in Indiana we took a HELOC out on our house there and paid half of his truck off...which in turn made our next payment due in December of 2008. So, right now we do not HAVE to pay any payment, but I always send in $100 a month to keep paying it off.

Does your hubby read these postings?

1. [x] Drop whole life
2. [ ] Sell house
3. [ ] Get out of van lease
4. [ ] Pay off/transfer CC#2
5. [ ] Pay off DH's truck
6. [ ] Pay off 8.8% student loan
7. [ ] Pay off other CCs and transferring balances to 0% before promotional periods end

No, but I tell him about all of them!!!!!

Sale of the house will net you 15k max after realtor fees and paying off mortgage. Cashing out whole life policies will net ???. Bonus will net you 35k if/when you get it...exactly when do you hope to get the bonus??? Total net possible = $50 - $52k

Cashing out the policies will get us almost $3000. Bonus will arrive in Jan.

My personal favorite...donate/sell plasma. Deliver pizzas on the weekend when the DH can watch the kids.

I am selling books, taking on kids after school, selling our gently used kids clothes, having yard sales, hubby is getting extra jobs on the side, we are going to start recycling aluminum cans for money. I will see about selling plasma in our city! Thanks!