Ok here's our budget:
Cell Phone Bill: 51.00
Mortgage 1432.98
Van Lease 435.00
Power 150.00 (set up on budget)
Water 41.00
Term Life Insurance 24.05
Gas 21.00 (in the summer, in the winter it's around 170.00)
School Loan payment 55.00
CC#3-270.00
Cable, Phone, Internet 165.00
CC#2 155.00
Life Insurance Kids 41.41 (will soon be going away, paperwork is in the mail today
)
CC #1 125.00
Medical Bills 60.00 (paying labor and delivery payments for 5 more months)
529 plans 100.00 (will be stopping next month)
DH's truck 100.00
Auto Insurance 118.01
Dh's School loan 200.00
Preschool payment 125.00
Trash 16.00
I do keep exact track of all of our spending. Groceries run between 300-400 a month. I am getting better with this. And gas for the cars has been running at about 200-250 a month. Misc spending is between 75-100.
2 of the 3 CC's we DO NOT use at all. They have actually never even been activated. The 3rd CC is usually for emergencies- although we've been using it for other things also. I am working on this though.