[Ima saver]

Drop all whole life, the only person that gets money out of that is the guy that sells it and he wants you to think it builds up all this cash value. it does not, drop all those policies. Leasing a vehicle is one of the worst things you can do, Clark howard calls it "the fleecing of americans" It is not leasing, it is fleecing.
what are your car payments, house payments? Etc.
You need to have a written budget, do you?
I would get out of the lease even if I had to borrow money from the parents again. Then I would buy a year old car and finance it there.