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Originally Posted by Ima saver
I just don't believe in charging food at a grocery store or in a restaurant. If I have to charge it, I want to be able to see it later. Not on something I have already eaten!! (except of course if I am going to make money on the cc and pay it right off)
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We charge everything we possibly can on our rewards card and pay the bill in full each month. In fact, our Marriott Visa gives double reward points on restaurant charges, so even more reason to use it there.
As for the original topic, this is just one more example of insane predatory lending practices, right along with payday loans and refund anticipation loans at tax time. The government really screwed up when they deregulated the lending industry and allowed scams like this to go on.