[Great to be Debt Free]

Maybe it's just a "me" thing, but any payment I don't have to make (regular bill), the happier I am. This really hit me hard this past wek when my friend who was in an accident has just had to replace her car and is now stuck with a car payment she wasn't expecting. It's just a bummer. So, if it were me, I'd pay the whole darn thing.

Now, one other thing to take into consideration and my actually discount my opinion above, but, if you were to run into problems with the orthodontist and it is already fullly paid, you may not have as much leveraging room as you would if he/she has not already been paid in full. Hopefully, this would neverbe a problem, but my sis and I both had problems with our orthodontist when we had braces as kids. ..

Chances are, your ortho is fabulous and again, I'd just pay the darn bill in full and not have to worry about it.