I still disagree - Even if you are spending more on credit card interest than your retirement plan is averaging. It is way too easy to say you'll pay off the debt and then start saving for retirement and then never do it because you've run up more debt. Also, you lose all that time which is the name of the game in retirement accounts.
Then again, I am still not out of debt after 4.5 years of this mindset...so my situation is a little different, and definitely colors my view. I am definitely envious of those who can just buckle down and pay off their debt in a year or two.
