I am on the side that says "Keep contributing to your retirement"! My thought is that I one day *hope* to be in a much better financial position, so I am not going to throw away that future right now by not investing in it and planning for it. Just because the present absolutely stinks financially is not a good reason to punish my future. Does that make sense?!
Maybe this is a better way to put it.
I don't want to throw away my future paying off my past.
Yes, I like that one. It makes me sound all philosophical and stuff!
