[Cheetahwoman7]

Sweepsplayer, the fees are only charged on the paychecks for the 10 months we're actually working. The summer months' paychecks don't deduct those fees. The fees are based on the gross for the month MINUS the money that's deferred. That's why it saves some $$, probably about $200-$300 a year for me.

My biggest consideration, though, is should I let the "district" hold my money, not give any interest on it, and pay me in the summer? They already float our money as much as they can. We start work the beginning of the third week in August, but don't get a paycheck (on the 10 month plan) until the end of September.

I'm just weighing out my options. At the end of last school year, I didn't even think I was going to have a job due to the shrinking numbers (student wise) at our school. In fact, I wasn't notified until the middle of July that I actually had a job! With all that, I'm trying to budget so that if the same thing happens next year I'll be able to support myself untill I find another job.