Re: 401K before credit card debt? or other way around?
Usually, but not always. Some credit card debt is cheap -- even 0%. Paying it off at the expense of your retirement would be a bad move.
Also many people find it very hard to get into the habit of saving for retirement if they stop or never get started in the first place. Contributing at least a little towards retirement while paying off credit card debt is a good idea. Especially if your company is giving you a 25%-50% match.
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