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Originally Posted by amberfocus
Assuming I live till 80, I have 15 years of retirement that I need to fund.
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I'll post a better response when I have more time but just wanted to comment on this. No way should you be planning on funding just 15 years of retirement. I'd advise doing your planning and projections based on living to age 90 or more. The last thing you want to do is outlive your savings.