[Homebody]

Yes where is it going?? That's the big question.

Start by writing down everything you spend, EVERYTHING! Even that drive through cup of coffee or newspaper. Lunch money for the kids, everything.

Of course not spending on the cup or coffee or newspaper is even better! Think about every purchase. Can you do without this, make it at home, substitute something cheaper?

Our OD going to college is what got me going, but she was a junior in high school when it hit me, so you are ahead of where I was right there! We made it through, partly by me working very long hours, her doing her first two years at the local JC which is very cheap in California and then working when she went away to Sac State enough to pay for her rent.

So don't panic, just work on it. Maybe start by going through your checkbook and seeing where you spent. Start learning to say "do you want to go to college or do you want this _____ (fill in the blank)" when the kids as for something.

Also did you make provisions for college expenses in your divorce agreement? Even if you didn't, perhaps your ex will pitch in and of course, there are scholarships, loans and kids working too!

Some people think parents should not pay for college at all, but everyone's values on this issue are different and I respect your decision/concern about college for your children. DH and I decided when we first had kids that we would help them get through since we didn't go to college and felt it was too overwhelming with trying to support ourselves and go to school. That was our decision and I am completely happy with it.