Same old story
Hi all. Where do I start In the past year I have realized that I really need to grow up. I have a VERY bright 11yo dd who hopes to go to college someday and I will be the one that has to pay...
My credit is the worst on the planet. When I was young I was stupid, when I was older I was stupid...seems the older I got the dumber I got until now...I'm realizing I need to make a change.
I believe my credit score as as low as it goes...I have been paying off as much as I can but doing so has made it difficult to keep up with car payments and now I'm struggling to get my student loan paid on time.
I need guidance...I've never had it before, not from parents...never. So I am reaching out to all of you.
Right now I am 3 months behind in my car payment (will be able to make one on the 24th) I am 1 month behind on my Student loan but up to date on everything else.
I sit up at night trying to figure out who I can borrow money to get me out of debt...that way I can concentrate on paying one loan...problem is my credit is so bad nobody wants to loan me the money even though I am working, making pretty good money and finally serious about getting out of this hole...
So where do I begin...what do I do...all advice is appreciated.
timetosave
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