[pearlieq]

I've only opened a card for the incentives once--it was a Marriott Visa and I got a $100 gift card and enough points for a free room night, which I used on a trip we were taking that spring.

In general, it would have to be a pretty darn big incentive for me to sign up. I don't want to have too many open lines of credit, plus it's just a hassle to keep track of!