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Originally Posted by rob62521
I use our credit card for different bills and then pay it off at the end of the month. Our bank charges for checks so this eliminates a lot of check writing. My DH refuses to change banks so I'm stuck on this point. I'm not to the point I want to pay stuff on-line yet.
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I did go the on-line payment route, and I can attest to the potential saving in both check costs and postage. My one reservation has to do with automatic payments. I'm more comfortable doing them manually on-line, and I enjoy the convenience of being able to monitor my account balances.
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Originally Posted by rob62521
I'm curious, how many of you use ATMs? We do not. I think it's more of a personal preference -- prefer talking to people instead of going to a machine.
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Never had an ATM card. The whole ATM culture evokes my inner Luddite. I've seen people get completely out of control with that money-on-demand thing. I get my weekly cash from the bank on Monday, and it simply has to see me through the weekend or I do without.