Re: How do you build an emergency fund when you can't even pay off your bills?
As controversial as this may sound, I"m not advocating that you pay late or not fully on something that will cost you more money in the long run, thats counter intuitive. I am suggesting that some bills don't incurr an expense to run a balance. Like the power bill or the water bill, whereby you might be able to squeeze out something to save.
But getting another income would solve this problem if you dedicate a percentage of that additional income to savings.
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