Re: Am I the only financially stupid person here?
How do you put the advice into action? People keep telling me I should get a job to bring in some extra money and I'm trying to find one, but I can't. The job market in my area is really bad right now.
People tell me to build an emergency fund, but if there is no money, it's impossible to do
People tell me to pay myself first. I can do that, but it means not paying one of my bills which ends up costing me more money because of late fees and penalties.
How do you put these things into action when it is impossible to do so?
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