[Dido]

Short term goals: My first is getting more liquidity. My net worth is respectable since I've been busy socking money away into retirement for the past several years, but I'm cash poor at the moment--I just had to borrow $1200 from my mom to pay my August bills, since I'm without a paycheck from May to September. I've drained away the emergency fund, so the first priority is making sure I have reasonable cash flow again. I have a full time AND a part-time job lined up for Sept thru December so should have the debt paid off by the beginning of the year and the emergency fund built back up to 5 months of living expenses by this time next year (more if I continue the part time job after December--we'll see).

3-5 goals: (1) I turn 50 in 4 years. I've always wanted to travel to Europe, so I'd like to set aside some money for that (or a wedding. My BF and I talk around this a lot and have for years, so having a small wedding and using the money for a honeymoon (not to Europe, that's my preference more than his) would also be a possible use. (Of course, he'd be helping pay too, then!)

(2) Also in about that same time frame I might need a replacement car. The current car is 8 years old and has 96K miles on it. I'm pretty sure it will last another 4 years but not sure how much beyond that.

~10 year goals: possible home remodeling.

Long-term goals: retirement. Achieving financial freedom ASAP--once you have enough saved in investments that you can live off the interest without touching the principal, you have the freedom to decide to retire, or not. Getting there would be nice.