[Ima saver]

To me it is surprising how you can come up with extra money to pay things off early. The thing that motivated me was the amount of interest I was paying each month. I was paying almost $400 a month interest, over $13 a day. Now I am paying unde $200 a month in interest, more like $5 per day. It is still too much but I am determined to get it paid off early.
Funny thing is, after paying for a year and paying the land loan way down, the bank lowered my payment over $200 per month. I just keep on making the regular old payment plus some extra.