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Originally Posted by Ima saver
It sound like they are getting off to a very good start. I think it is important to discuss money and finances before you ever get married. Lots of young people don't.
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That is a very important point there!!!
I think if you love your spouse/partner, you would want to do something that is the best for each other. For an example, make both of you have access to account in the case if anything like illness was to happen to either one.
For some couples it would be easier to have a joint and individual accounts as some couples are each busy with work and life when others have one stay home or part time. I think that makes a lot of differences.
If couples merge accounts together, it takes a lot of communications to how the money is spent and no "power" over the other one. This actually might be a tool for couples to save money because if you can't spend money without the other one knowing, more likely you won’t be over spending on purchases as a single person might would have on themself. This depends on couples that both share the same goals.