Quote:
|
Originally Posted by Kris10Leigh
I have calmed down a bit, and can be civil now. (I wrote the above post having just completed a vent post about some recent unexpected bills.)
I don't like going a financial advisor and would take the advise to ditch him, but DH is against it. My problem is that this is our third advisor with this company and I have liked each less than the last. The guy we have now seems only to want to sell us stocks. He doesn't really care about our finances, but just wants to make money off of us. In passing conversation we mentioned that we have dear friends who own 4 restaurants. The guys eyes lit up and we had to endure a speech about increasing his business and could he have our friends phone number. I refused.
I still don't like the comment about not helping myself. If you would read the post again and my comments you'll see that I have explained myself rather well without going into my entire life history. My biggest reason for not taking on a second job over the summer is because I would not make enough money beyond the cost of daycare to make it worth the while.
And the biggest reason is one which apparently some just can't understand. I feel my boys are certainly worth a few sacrifices. I can take the "no spend" challenges in order to have time with them. I can reduce my grocery bill, I can play with my A/C temp to reduce my energy bill, I can turn off the computer at night, I can research companies that have better deals for services like phone, TV, etc. Not helping myself? Really?
|
Hey there,
I get that things are tough for you right now! I am really sorry to hear that. I have a question though - how does your financial advisor get paid? Is it commissions based on what he recommends to you? it makes me really mad when people go looking for help and end up getting ignored, or pushed on because the advisor is only looking out for the advisor and not the client.
This is why I took my CPA and became a Financial coach - I don't sell products because in my mind the client is the most important person in the situation. There is no point in buying stocks if you don't have the money or have lots of debt etc. etc.
It gets my goat!
Good Luck
Melanie
PS it is up to you how you want to spend your time and your summers - life is about living and making choices that reach all your goals!