[amomof4]

Read "The Millionaire Next Door". It's a matter of saving your money & not keeping up with the Jones. U can buy a $25,000 new car, or a $5,000 used car & save $20,000.

I once read a story of a black, poor women. She had to quit school to take care of her parents & put her siblings through school. She lived in a shack that didn't even have running water. Her only job was ironing other people's close. She never owned a car. She put all her money in her checking account. Eventually, her banker recommended it going into a CD, or something like that. At the end of the month, all un-needed money was transferred to her savings. She never kept up with how much money she had. When she died, she willed her money to the black college fund so others would have the opportunity to get an education that she was never able to get. I don't remember how much she willed, but it was in the $100,000's. If she could accumulate that much money by ironing, how much more can we accumulate? I wish I had kept a copy of this store.