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Originally Posted by T_I_N_A20
where can I find roth ira?
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www.vanguard.com
The later you retire, the (much) more your money compounds a builds up. I would shoot for no less than 65, preferably more.
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I hope I can retire young and rich, so I can show the people in the future who used to make fun of/mad at me for being frugal, that I'm successful now. Hehe ^.^"
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Well, I understand the feeling.... However, IRA won't grow that "fast". Rather, I think it would be better to just not care about what the other girls think. Believe me, you're doing the right thing here. Eventually, they'll see that too, but not until much later when they're neck deep in credit card debt. Who knows? Eventually, they may even ask you for advice on how to get themselves out of this mess. Then you can tell them, "Frugality, girl! Get with it!"
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By the way, what's DH, SIL and other words you guys use?
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That threw me off for a while too, because this is the only board that I am aware of that uses this kind of abbreviation. DH is short for Darling Husband. SIL should be Son-In-Law. You can apply the abbreviation scheme to the rest of your family members (ie. DD3 for Darling Daughter #3).