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Old 08-01-2006, 03:44 PM
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Default Re: Asking for a reduction in Home Equity rate?

You would probably have to refinance it to get something lower, but with the prime rate going up, it may be tough to find a better rate. And refinancing will cost money. If it is a variable rate HELOC(line of credit), you may be able to refinance it into a fixed rate HEL(loan), or if you have sufficient equity in your home, you could refinance both mortgages into one loan.

What is your current rate?

I just found an article that you might find interesting: '5 ways to tame your line of credit'
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