Re: Need help with my budget.
put the money out of reach for your 'big goals' and make one of them 'respoinsible' (like Retiremen and or house) and one of them 'fun' (like travel)
then leav some budgeted for 'mad money' like an allowence, a monthly spend it where you feel like it...I would prolly recomend a weekly amount, that way you can go cheap and have a good week at the end, or have 4 medium 'wasted for fun' weeks
and do realize that some money is for fun..just hopefully not all.
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