Re: Anybody understand health insurance?
I'm definitely no expert but I just had a thought; why not keep and use both insurances if you can afford it?
DH and I both have medical ins. and are on each other's insurance through work. My job's is a self-insured plan, DH's is BC. My plan is my primary insurance and the BC is secondary, and DH's is the other way 'round. I had a $6000 medical procedure done in March, I only had to pay my yearly deductible for my primary insurance plus about $110 out of pocket.
Something to check into.
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