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Originally Posted by Brenda345
Hi, my name is Brenda and I'm a divorced single mother of 3. What I need help with is my budget. I probably could cut back on a few things(at least until I get my finaces straightened out). I make about 65k a year. I live in Atlanta. Recently I spent too much money at one time.
Things I have to pay for on my credit card:
1. Week long vacation Jamacia 4 people-$2000(It's too late to cut back!) I normally could afford this but I had some unexpected bills. 
2. Kids new clothes and school supplies-$500
3.Air conditioning repair-$200
4. Shoes-$316 My daughter bought them. ONE PAIR!!! I am really mad at her. She got them off ebay so we had to pay for them. 
Those things are things I can't cut back on. It is too late. Don't think I just went out with my credit cards and just bought wants. I planed for some of the things then others were unexpected.This is a list of things I have to buy monthly:
Gas:$100
Groceries:average$275
Mortgage:$900
Telephone:$35
Cell Phone(x2):$175
Internet:$35(need for work)
Trash Service:$15/month
Water:$46
Electricity:$60
Cable:$50
I drive but I'm done paying for my car
If you could please help me that would be great!  |
Resell the shoes on Ebay and try to recoup some of the money you paid.
You need to stop the eating out immediately.
Ditch the cell phones and get a tracfone or some other prepaid or even a Metro would be cheaper than that. Do you need 2 cells and a landline? Maybe you can ditch the landline.
You are paying too much for water. I don't know what county you live in but I live in Dekalb and I never pay more than $25-$28/ month for water.
Oh yeah and cancel your CCs and get ONE card for emergency that you will hide from your daughter.
Good luck.