[Ima saver]

Thanks Diolla, yes, I do know how much I need. I did start out with over $300,000 in the bank (cash) but I have over $200,000 in this house now and do not know how much it will cost to finish it. (haven't finished the outside yet), so I don't think I should borrow against the money I have, in case we have to use it. We have decided never to build a spec house this big again! (3500 sq. ft, but with a nice sunset/mountain view)