Re: Can one live without a credit card?
lol... i didn't have one until this month and i'm 24... DH added me to his credit card, which is good as now we can both use our cards for gas and whatever... i think it's a good thing because we are both very financially responsible and pay any bills at least by the end of the month... we only use credit cards because it is simpler to charge and then go online, transfer the money and pay the credit card since it is all from the credit union... i used to use only cash but i hope to slowly build my credit and use the benefits to my advantage...
funny enough, my mom raised me to be really anti-debt so i'm fairly confident that i can avoid that trap although there is still so much for me to learn in other financial areas that i was taught as a kid....
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