I was thinking about this today... what do you need to stop doing, but just haven't? I've been trying to work on my expensive habits one by one. Here they are;
Eating out for lunch instead of packing one. I lasted until the 18th of January before buying a lunch, and then again yesterday. What trips me up is not giving myself enough time in the morning to pack one. Now I will do it the night before.
Paying late fees. Anything from the video store to the mortgage. Did you know that when you ignore your bills they don't go away? Go figure! I'm writing when each one is due on the calendar.
I like to turn the heat up and get the house really cosy. This one is tough because I don't want to change! I get cold easily (low blood pressure). Even now, dressed warmly, under a quilt, with a dog in my lap, the heat is on just a tad over 70. Ahhhh...
All of the solutions are so easy! It's actually following through with them that I'm working on.

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C'mon admit it! What are your weaknesses?
Karen