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Originally Posted by poundwise
My initial answer would be that it is easier to make more money than it is to save more money.
However, the real answer is, as many have suggested, it depends.
In my current situation, I have already cut back and employ savings methods to the point that if I needed to gain some substantial ground monetarily, the best routes for me would be to sell something else (I am running out of things though) or to take on an extra job.
For my parents, we recently went over their budget and I was able to 'find' a lot of money for them. Cutting out the 'fancy' phone plan, switching long-distance, utilizing their medical insurance better for Rx, stopping dining out and picking up food out, etc. We found a few hundred overall. For them, the 'easiest' way to obtain more funds was to save money.
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Agreed.
Im to the point now that saving extra money would net me about $50 a month but drastically cut down on my lifestyle. ie: Yes, I could skip my $10 Thursday night Trivia nights at the bar with my best friend, but thats the only time we have to hang out and Id really miss the fun we have.
Id rather work OT to make that $40 a month.