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Originally Posted by mbhunter
If I'm not mistaken, even if you can withdraw money from the IRA without the standard penalties, you can't put it back in any faster than you're normally allowed to contribute.
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That is true, but I can increase my 401k contribution.
So ideal budgeting ratios might be:
-15% towards retirement
-30% mortgage PITI
-25% taxes
-30% all other living expenses
Do these ratios seem similar to any of your budgets?