Re: Easier to save
I was just married in April. We kept our finances seperate until then. We bought a house together a little more than a year before our wedding. Prior to the wedding, he just gave me a check for his portion of the mortgage each month.
For both of us, it has been a pretty big adjustment to merge our accounts. We have similar spending styles (this was not always the case - I have changed for the better.) It is just a big adjustment for a two very independent people to suddenly have dependent finances. My account became our "shared" account, and he maintains his old account with a small balance. I pay all the bills out of our shared account.
Occasionally, he'll get on to me because I still call everything "mine" and he has to remind me that it is now "ours." It is not intentional, just like when I forget and sign my old last name.
The best advice I can give you is to communicate about your finances. If you explain to him what is important to you (i.e. saving, paying off debt, etc.) and show dedication to the goals, he should work towards those goals as well.
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