Prayer works for me
, actually I have a bad habit of setting something for the mail, and then finding it several weeks later. So far there has never been any bad marks on my Husbands credit report. Prolly cause it is like once a year that they actually go in late. So I put up a silent prayer when I pay bills and everytime I think of it, so far it has worked.
I once almost got my phone shut off from losing a bill too. GEt the feeling I am so not good at this stuff?